Heather's practice focuses on corporate and regulatory representation of small to large regional and national financial institution franchises. She has counseled institutions on M&A transactions, as well as provided representation on securities offerings, capital planning, and corporate restructuring. She also advises financial institutions and financial service providers on emerging regulatory and compliance issues, mostly recently related to high-risk customers and Fintech opportunities.

Bar Admissions
District of Columbia

Texas

Virginia

Education
LLM, Georgetown University, with distinction, 2003

JD, George Mason University Antonin Scalia Law School, cum laude, 2000

BS, The College of William & Mary, 1996

"NCUA Issues Guidance on Banking Hemp," The Banking Law Journal

"The Just Right Economy and Bank M&A," IBAT's The Texas Independent Banker

2018 M&A Reporter - 2017 M&A Year in Review for Bank Mergers

ACH: Compliance Burden or Revenue Opportunity? The Wyoming Banker

ACH: Compliance Burden or Revenue Opportunity?, In Touch - Community Bankers Association of Kansas

Attorney General Jeff Sessions Announces Return to Traditional Guidelines for Prosecuting Marijuana Crimes; Rescinds Cole Memo Referenced in FinCEN Guidance

Banking Cannabis Business

FinCEN Expands Customer Due Diligence Requirements

Fourteen Steps to Address Third-Party Risk

ICBA: Fintech Strategy Roadmap

Impact of Re-Proposed Rule on Incentive-Based Compensation on Community Banks

Interest Rate Restrictions on Institutions that Are Less than Well-Capitalized, Kentucky Banker

Proposed Regulations on Incentive-Based Compensation Provide Guidance for All Financial Institutions

Supervisory and Resolution Reponses to Ongoing Bank Failures, Westlaw Journal - Bank & Lender Liability

The FDIC Adds to the Cost of Brokered Deposits with Changes in Assessment Rates