Heather Wright is a Shareholder in the Firm's Nashville office and a member of the Litigation and Insurance Law practice groups. Ms. Wright helps a broad variety of commercial clients identify operational risks and manage risk through insurance.

She helps policyholders maximize insurance recovery under a variety of commercial insurance policies, including property, general liability, professional liability, directors and officers, and cyber liability policies. In addition, she represents commercial property owners and asset managers, as well as real estate developers and general contractors, in the negotiation of insurance and indemnity provisions in purchase and sale agreements, debt service agreements, leases, management agreements, and construction contracts.

Ms. Wright also provides regulatory and compliance advice to lenders and mortgage servicers regarding compliance with the Flood Disaster Protection Act as well as litigation involving alleged violations of security agreements and other contracts in matters involving property insurance on secured property.

Education

• Wake Forest University School of Law, J.D., Order of the Coif
• Sewanee, The University of the South, B.A. with a double major in Philosophy, with honors, and Political Science

• Obtained coverage under Owner's Controlled Insurance Program for defense of defective work claims asserted by owner against general contractor
• Negotiated resolution of property damage claim to obtain replacement cost value for loss despite initial offer to pay only actual cash value
• Negotiated resolution of business interruption claim for lost rent based on projected stabilized rental rates
• Obtained coverage for multi-state construction defect litigation including allocation across multiple policy years and primary and excess general liability policies
• Managed notice and claims process and payment of defense expenses with errors and omissions insurer for multiple nationwide class actions
• Revised general contractor form subcontract and developed system for contractor to track subcontractor insurance coverage and ensure additional insured coverage for general contractor
• Obtained title insurance coverage for unidentified utility lines impacting development of property
• Negotiated manuscript policy provisions of directors and officers to ensure most favorable policy terms for insured
• Negotiated procurement of tail policies and escrow agreements to replace expiring claims made professional liability policies in acquisition of assisted living facilities and skilled nursing facilities
• Assist lenders in preparation for Flood Disaster Protection Act regulator examinations
• Developed process for regional bank to utilize in review of private flood insurance policies
• Assist regional banks in updating loss draft policies and procedures
• Assist regional bank in ensuring compliance with Flood Disaster Protection Act in commercial loan documents
• Assist lead lender in participated debt facility in developing Flood Disaster Protection Act policies and procedures

• • The Best Lawyers in America®, Commercial Litigation, 2022 -2025

• • Benchmark Litigation
    • • "Future Star," Tennessee, 2015-2016, 2018-2021, 2023-2024
    • • "Litigation Star," Tennessee, 2017

• • Mid-South Super Lawyers, Business Litigation, 2021-2024

• • Honored as an "Attorney for Justice" by the Tennessee Supreme Court Access to Justice Commission, 2022

• FHA Posts Proposed Rule Permitting Acceptance of Private Flood Insurance
• Coverage for Defective Work? Michigan Joins Majority
• Avoiding Fair Housing Violations in a Hyper-Connected World
• Will your Errors and Omissions Policy Pay your Defense Costs?
• Tiara Condominium: The Demise of the Economic Loss Rule in Construction Defect Litigation and Impact on the "Property Damage" Requirement in a General Liability Policy, Insurance Coverage
• Heather Wright, Speaker at the National Flood Conference
• Heather Wright, Speaker at the Mortgage Bankers Association Commercial Multifamily Finance Servicing and Technology Conference
• Heather Wright, Speaker at the Risk Management Society RISKWORLD
• Heather Wright, Speaker at the Risk Management Society RISKWORLD
• Heather Wright, Speaker at the National Flood Association Conference
• Trade Secrets & Employee Mobility Podcast: Insuring Secrets: Navigating Coverage in Trade Secret Disputes
• California Wildfires: Residential Mortgage Servicing and Property Insurance Proceeds
• Insurance and Reconstruction: A Guide for Property Owners Facing Wildfire Aftermath and Other Disasters
• Chapter 12, Cyber Insurance for Defense Contractors
• Heather Wright | New Shareholder Spotlight Video