Tom centers his practice in the areas of banking and finance.The matters on which he has counseled clients include:Documentation of domestic and international commercial, construction, real estate development and energy (focusing on upstream/E&P) loansAcquisition financing including loans to finance the acquisition of public and private energy companies and assetsLeasing and project financeMonetization and structured finance, including off-balance-sheet financing, production payments, prepaid forward contracts and credit insuranceBank regulatory issuesWorkouts and restructurings, with extensive experience in creditors' rights and bankruptcyLender liability and usuryTom has also represented banks and bank holding companies before state and federal regulatory and administrative agencies, and in the acquisition and disposition of banks and bank assets.

Bar Admissions
Texas

Education
JD, The University of Texas School of Law, with honors, Texas Law Review, Order of the Coif, 1975

MA, Economics, The University of Texas, with honors, 1971

BSFS, Georgetown University Walsh School of Foreign Service, 1967

Guest commentary: These are exciting times for USS Texas and its fans, Galveston County: The Daily News