Mr. Arthur concentrates his practice in the areas of representing financial institutions, secured, and unsecured creditors in bankruptcy matters and litigation concerning allegations of state or federal violations of consumer protection laws. Mr. Arthur also is an experienced lawyer defending corporate entities in contractual or real estate property disputes. As a former federal prosecutor, he also defends individuals in white collar criminal cases and lawsuits initiated by the United States under the False Claims Act.

Bar Admissions
West Virginia State Bar
West Virginia Supreme Court of Appeals
United States District Courts for the Northern and Southern Districts of West Virginia
United States Court of Appeals for the Fourth Circuit

Education

Experience

• Representing lenders in lawsuits relating to allegations of consumer protection and debt collection violations, including trial in federal court
• Representing various national lenders in lawsuits and actions against West Virginia Attorney General regarding compliance issues with state law
• Training banks relating to compliance issues with the West Virginia consumer laws relating to debt collection and key provisions of the West Virginia Consumer Protection Act
• Assisting corporate entities in avoiding potential penalties under the False Claims Act
• Preparing articles of incorporation, bylaws, and other required corporate documents for start-up companies
• Representing corporate entities in adversarial proceedings where Trustees sought damages for preferences and challenged security interests
• Defending financial institutions in adversarial proceedings alleging violations of the consumer protection act
• Representing financial institutions on compliance of federal and state banking laws, including the Truth in Lending Act, Regulation Z, Homeowners' Loan Act, the National Bank Act, the Home Ownership and Equity Protection Act, the Real Estate Settlement Procedures Act and state usury statutes
• Defending financial institutions and other creditors in class action and individual lawsuits for alleged violations of state consumer protection laws
• Representing creditors in complex business and personal bankruptcy reorganizations and liquidations
• Incorporating branch locations for state-chartered bank
• Preparing articles of incorporation, bylaws, and other required corporate documents for start-up companies
• Conducting fraud audits on behalf of corporate entities
• Prosecuted as federal prosecutor bank fraud, money laundering, embezzlement, bankruptcy fraud
• Pursued civil lawsuits for violations of the False Claims Act
• Tried civil and criminal cases in federal court, and tried civil matters in Circuit Courts in West Virginia
• Briefed seven Fourth Circuit briefs
• Testified to West Virginia Senate and House Judiciary Committees regarding proposed amendments to the West Virginia Consumer and Credit Protection Act
• Assistant United States Attorney, Criminal Division (2018-2022) and Civil Division (2022-2026)
• General Counsel and Deputy Commissioner, West Virginia Division of Financial Institutions, 2016-2018
• Worked in accounting firms for seven years, auditing financial institutions, health care entities, nonprofits, and oil and gas entities

Education

• West Virginia University, B.A. Accounting and Spanish, summa cum laude, 1993
• West Virginia University College of Law, J.D., magna cum laude
• 2002 Universidad Menendez y Pelayo, Santander, Spain, Certificate of International Business